Is Pure Card a bank?

No. Your Pure card is a prepaid card. It is not a bank account or credit card, and therefore there are no overdrafts or APRs. A prepaid card is an account where you can load money, and spend only what is available on the card.

Pure cards are issued by Modulr Finance B.V. a company registered in the Netherlands with number 81852401, whose registered office is at Weteringschans 165 C, 1017 XD Amsterdam and who is regulated by De Nederlandsche Bank N.V. for issuance of electronic money under reference number R182870.